Why You Need Your Own Insurance Coverage
If you are employed and your employer provides professional liability insurance, the questions you need to ask yourself are:
You can’t rely alone on the liability protection provided by your employer. Without your own professional liability protection, you could end up paying all attorney fees, court costs and loss of wages out of your own pocket.
Consider these actual board complaints1:
The average license defense claim paid for pharmacists in 2015 was $3,862.1
1Recent board complaints and average claims paid are based on data from Liberty Insurance Underwriters Inc.
To help make it easier for you to obtain individual coverage,your association sponsors a Professional Liability Insurance Plan designed just for members. Because your association understands your needs, you can be sure that this plan will give you the protection you need.
Plus, applying for your association sponsored Professional Liability Insurance Plan is convenient! Visit proliability.com to get a no-obligation, instant quote and apply for binding coverage. Why wait? Apply Now!
We're here to help! Please contact us in whatever manner is most convenient for you.
| Program Administrator Address
12421 Meredith Drive
Urbandale, IA 50398
M-F 8a-5p CST
| Insurance Company Address
Liberty Insurance Underwriters Inc.,
a member company of
Liberty Mutual Insurance.
55 Water Street
New York, New York 10041
May not be available in all states. Pending underwriter approval.
Answers about the plan, including eligibility, options, enrollment, customer service and more.
What is Professional Liability insurance?
Professional Liability Insurance protects you against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. Remember, legal defense and settlement costs are paid in addition to your limits of liability.
Doesn’t my employer provide me with Professional Liability coverage?
While many employers (not all) will provide some professional liability coverage, chances are that coverage may have some serious gaps, including:
What would having a personal Professional Liability Insurance Plan give me?
In the event of a lawsuit, your own Professional Liability Insurance policy would:
Why should I consider an individual Professional Liability Insurance Plan from Mercer Consumer?
The plan is administered by Mercer Consumer, and is underwritten by Liberty Insurance Underwriters, Inc. Mercer Consumer has handled the insurance needs of individual healthcare professionals, schools, universities and associations for over 55 years. As a trusted name in the Professional Liability marketplace, Mercer Consumer has earned a reputation defined by superior products and quality service.
How do I apply?
Applying is just a click away! Get a no-obligation quote and apply for binding coverage instantly at Proliability.com.
If you prefer not to apply online, you may also request an application to be sent to your home or apply for coverage by phone. Call 1-800-503-9230 to speak to your professional liability representative today.
Am I eligible to purchase my medical professional liability with installments?
Illinois Medical Professional Liability Law PA94-677, Senate Bill 475, requires insurers to implement a quarterly premium payment installment plan as prescribed by the Secretary of the Illinois Department of Financial and Professional Regulation (IDFPR).
If you practice in the state of Illinois and your annual medical professional liability premium is above $500, please visit www.proliability.com/illinstall for information regarding installment payment options.