Short Term Medical

Short Term Medical  

Overview

At a Glance

Are you between jobs or perhaps a recent college graduate looking for coverage? Then chances are you are in need of temporary medical insurance until you become part of an employer's plan. 

The Short Term Medical Plan provides comprehensive, temporary medical coverage at a reasonable price. It's an affordable plan that gives you peace of mind knowing you won't have to worry about the cost of health care. You select the coverage period that fits your situation.

Short Term Plans

  • Coverage can begin as soon as tomorrow
  • Initial terms up to 364 days*
  • Can be renewed*
  • Freedom to choose your own doctors and hospitals
  • Flexible payment options, pay by credit/debit card or check
  • Coverage is available in most states

 

*Subject to state rules/availability


Click "Learn More or Apply" to get started now.

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FAQs

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  • How do I apply?
    Click the "Learn More or Apply" button to access the online application. You may also contact HealthInsurance.com at 1-855-345-0538 with questions.

  • Do I need to take an exam?
    An exam is typically not required. But depending on the specific plan you're interested in, you may need to provide evidence of good health before the insurance company approves your policy.

  • Can I put my premium payments on my credit card?
    Yes, you can pay your premiums using your major credit card. You can also pay your premiums through monthly EFT. Another option is to pre-pay your insurance premium.

  • What if I need help?
    You can speak to a Customer Service Representative by calling 1-855-345-0538.

  • How do I know if a Short-Term Medical plan is right for me?

    The following questions will help you determine what kind of coverage you need. Are you:

    • Between jobs;
    • Newly employed and waiting for your group coverage to begin;
    • Graduating from college or a recent college graduate;
    • A temporary or seasonal employee;
    • A dependent no longer covered under your parents' plan;
    • On strike, laid-off or a terminating employee;
    • A part-time or temporary worker;
    • Looking for a lower-cost alternative to COBRA; or
    • Unable to afford other coverage?


    If you answered YES to any of these situations, a temporary Short-Term Medical plan may meet your health-insurance needs. If you do not fit into one of these categories, chances are you want a Major Individual Medical plan.

Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.

 Address
Mercer Consumer
12421 Meredith Drive
Urbandale, Iowa 50398
 Phone
1-855-345-0538
 Hours
 M-F 6a-7p PT
 Email
individualsales@healthinsurance.com
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