ASHP has teamed up with Mercer Consumer, the world's leading insurance broker and strategic risk advisor, to help you plan for your future long-term care needs. Through Mercer Consumer, you have an option not available to the general public: The Mercer Consumer Long Term Care Insurance Advisory Center.
When you contact the Advisory Center you'll get first-rate service from licensed consultants who are salaried and not dependent on selling you something for their living.
Your Long Term Care Consultant will:
What is the Cost of Care?
The cost for nursing home private room care varies by state. To learn more simply call 1-800-882-6035.
What is the Cost of Waiting to Purchase Long Term Care Insurance?
If you are thinking of waiting to purchase long term care insurance coverage, consider the impact of waiting: Increases the risk of being ineligible for insurance Decreases the overall time you have long term care insurance coverage Can increase the overall cost of coverage because premium rates increase with age Waiting delays covering your long term care risk and can cost you money.
Won't the Federal Government Pay for My Long Term Care?
While many people think the federal government pays for long term care expenses, nationally, over 25 percent of all nursing home expenses are paid out-of-pocket by individuals and their families. Neither Medicare, Medicare Supplement Insurance nor the major medical health insurance provided by employers is designed to pay for long term care expenses.